Title is right to a property. A formal document of title, or ownership, is referred to as a deed. Prior to buying a property, it is important to understand any complications such as liens, encroachments, defects, or easements that might affect the title and your ownership of the property.
Bay National Title Agency of Utah, Inc. helps you understand the possible restrictions on the property making for a much smoother closing experience.
In addition to unpaid real estate taxes and assessed liens, this search details unpaid mortgages and loans.
This includes disputes over boundaries and property lines.
This covers unknown heirs, mistakes on recordings, and forged signatures on title transfers.
Reveals details on past owners of the property. This includes past uses and ownership prior to developing it.
Most lenders require you purchase title insurance to protect their interests in your property. 85% of homeowners purchase title insurance to cover their interests as well. Since past title defects, encroachments, and tax liens can be costly situations, which can mean losing the house, most property owners select title insurance.
Bay National Title Agency of Utah, Inc. makes sure your needs are covered. We have a variety of options to suit you.
| No Coverage | Basic Coverage | Enhanced Coverage |
|---|---|---|
| The bare minimum of acceptable coverage for a home that’s been financed, is coverage for the lending institution to cover its investment. This is a lender-only policy and provides no coverage for the new homeowner. |
This policy covers homeowners for everything that occurred prior to the purchase date. It would not cover something discovered after the purchase date like non-permitted work done to the home. | This provides homeowners with all the coverage of the basic policy plus things newly discovered like building permit violations, future claims, incorrect surveys, and more. |
| Download Policy Details | ||